In New Zealand, international students are ineligible for public funded health and disability services. However, everyone in New Zealand is covered by Accident Compensation Corporation (ACC), which will pay for physical and mental injuries caused by accidents, conditions related to work, medical treatment and sexual assault or abuse.

The Code for the Pastoral Care of International Students stipulates that “when enrolling international students, signatories must ensure that international students have appropriate and current medical and travel insurance for the duration of their planned period of study”. It requires international students to hold acceptable insurance from the time of their enrolment until their visa expiry (or departure from New Zealand). Immigration New Zealand has defined “acceptable insurance” as insurance that is compliant with the Code and acceptable to the student’s education provider.